Pure Benchmarks · Portfolio Benchmark Report

Is Your UBS Portfolio Underperforming?

UBS is a global wealth manager, where advisor-led managed accounts can include proprietary funds and structured products.

Pure Benchmarks ranks real UBS portfolios against thousands of other verified investor portfolios across nine standardized risk categories, from 100% equity to 90% fixed income. Every portfolio is recategorized daily from actual end-of-day holdings, and Community Nests shows exactly where your UBS portfolio ranks against other real UBS clients in the same risk category — built entirely from verified portfolio data, with no firm that manages money able to see any data point on the platform.

Why your UBS portfolio can lag a pure index baseline

The full-service fee stack. Full-service advisory models layer an advisory fee on top of managed-product expense ratios and commission-driven product selection. Each layer is small on its own, but together they create a structural cost drag that compounds against a low-cost index baseline year after year.

What to review on a UBS portfolio

  • Check whether the advisory fee is separate from the costs of the products held in the account.
  • Look at how much of the portfolio sits in complex products versus a plain index baseline.

Illustrative 10-year comparison — a standard managed portfolio versus a pure index baseline. Figures are illustrative only.

Year Standard managed portfolio Pure index baseline Gap
Year 1 $105,200 $107,000 -$1,800
Year 3 $116,400 $122,500 -$6,100
Year 5 $128,700 $140,300 -$11,600
Year 7 $142,300 $160,600 -$18,300
Year 10 $165,100 $196,700 -$31,600

See exactly where your UBS portfolio stands.

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This page is an information baseline for comparison only. It is not investment advice and not a recommendation to buy, sell, replace, or transfer any specific asset, account, or firm. Past performance does not guarantee future results. All figures shown are illustrative.